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,Many elderly and retired people will fall in this category which will cause a major drop in their spending.This in turn affects many areas of the economy.A lot of investors will (or already did) sell their holdings before the end of the year, to take advantage of the lower capital gains taxes.Most will (or already did) get back into the market with a new higher beginning cost basis.And many will liquidate some investments to have extra cash on hand to offset the potentially higher payroll withholding.The problem with this is that so many people wait until the very end.They are hoping to get the highest possible price for their investments.
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